We want to enable you to approach long term care planning with an understanding of whether insured coverage is right for you and, if so, to secure the appropriate coverage from an experienced and well-rated LTC insurer at an affordable cost.

To get you on your way toward understanding long term care planning, the following six articles are offered to help you get a perspective on important fundamentals.

• Paying for Long Term Care - Are the Options Getting Any Better?
  
  
• Long Term Care Insurance in Pennsylvania: What's What Today and What May Be Tomorrow
  
  
• Pennsylvania Long Term Care Partnership Program Update
  This article was written for an Elder Law Conference in April of 2009. Periodic updates will be provided on my blog at www.ltcalternatives.com.
  
  
• Hot Topic: Evaluating Long-Term Care Insurance in a Troubled Economy
  by Professor Katherine C. Pearson, Penn State Dickinson School of Law
  
  
• Basic Long Term Care Insurance Decisions
  Selecting appropriate coverage involves a process that must be comparative and basic decisions that should be grounded in common sense and pragmatism. This article is about that process and those decisions.
  
  
• Tactical Use of Long Term Care Insurance
  This article considers the impact of the Deficit Reduction Act of 2005 on long term care planning.  Temporary and Permanent approaches to the structuring of LTCI policies are examined as is the use of Shared Care benefits, each within the perspective of providing effective, appropriate and economical insured long term care planning tools.  A Shared Care Cost/Benefit Matrix is presented.
  
  

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