Tom Lilly founded Strategic Benefits Group, Inc. in 1986 to bring independent thinking and resources to the planning and sale of individual and key person life and disability income benefits. SBG’s clients were developed largely through referrals from attorneys, CPAs and financial advisors.
The passage of the Health Insurance Portability & Accountability Act (HIPAA) of 1996 and the evolution of long term care insurance products as credible values caused Tom to incorporate long term care insurance as an important focus of SBG’s market activity.
The firm name was changed to Futurecare Associates, Inc. in 1998, reflecting the reality of insurance planning being for the future and the emergence of insured long term care benefits as a key element in financial planning.
FCA provides rigorously independent individual and corporate insurance planning, sales and service to its own clients ranging from New York to California. FCA has also been engaged by several firms to provide long term care insurance expertise for their clients.